b'LASTING QUALITYENDURING RELATIONSHIPSCONGRATULATIONS TO THE GEM AWARDWINNERS AND NOMINEES.Synchrony is proud to work with Jewelers of America to help support the fine jewelry and watch industry.To learn more about how financing can help you reach your goals, visit synchronybusiness.com/luxury or call us at 855-790-5930.Credit is extended by Synchrony Bank.2019 Synchrony Bank'